Kotak
Job Profile
- Incumbent will be mainly responsible for sourcing and identifying new business of Crop Loans for the bank with focus on CBRL –Regular / Unbanked locations across State.
- Tie up with potential Agri processing units / Sugar factories / Corporates for achieving business volumes through Corporate tie ups to fund individual farmers.
- Ensure high degree of customer service, resolve customer complaints.
- Manage Sales /Brand promotion activities through CBRL branches for the product.
- Monitoring of Post Disb Documents & collection activities of current portfolio.
- Drive team productivity and Sales Efficiencies
- Facilitate interactions with local government authorities for bank’s initiatives & comply regulatory requirements. These authorities may be lead bank of area , Nabard, General Insurance co. etc.
- To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic Developments.
Job Requirement
- Min experience – 6 + years in NBFC / Banks in related field of Crop Loan finance / Agri SME / Commodity. Graduate –preferably Bsc Agri/MBA – Finance
- Manage field investigations (FI) & documentation through team
- Superior relationship management and interpersonal skills
- Sales ability of a very high order
- Knowledge and understanding about the compliance policies and procedures.
- Ability to function in and add to the performance of a team.
- Adherence to all regulatory, statutory and corporate compliance standards and audit requirements in full.
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